Business Line of
Credit
Use Capital Fundr to get a low rate and flexible business line of credit to use whenever you need it.
Your business line of credit offers flexibility.
A business line of credit is a nice safety net and can be used for any business purpose. Because a business line of credit is revolving, you can continue to use it as you repay.
Receive a credit decision same day and funds transferred via ACH or wire to your business checking account in 24 hours.
A business line of credit can help
Capture Opportunities
A business line of credit can help capture an opportunity, negotiate a deal, or win a contract
Emergency Funds
A business line of credit can act as a buffer during short-term cash crunches or the slow season.
Cash Flow Management
Monthly payments may be deducted as an expense or deduct the full purchase price with Section 179 tax deduction.
Business Expansion
Tap into your business line of credit to add a location, hire employees or acquire a competitor.
Protect Personal Finances
A business line of credit can help to avoid using personal funds for business expenses.
Retain Equity
A business line of credit can help avoid giving up control of your business to equity partners.
How to qualify for equipment financing?
Checking if you qualify for equipment financing takes a few minutes and won’t affect your credit score.
Our goal is to secure the most competitive rate and repayment terms for your upcoming equipment purchase.
Credit Score_____________At least 680
Time in Business________.At least 1 year
Revenue_________________No minimum
Collateral________________May be required
Citizenship______________Proof of legal residency OK
Citizenship_______Proof of legal residency OK
Why choose Capital Fundr?
Highly Competent
Our team has over a decade of experience providing over $2 billion in funding to over 10,000 small businesses.
Relationship Based
We value our clients and believe in long-term relationships. This is why 82% of our clients return for additional funding.
Technology Driven
We leverage technology to create a transparent, simple and efficient process to get you the best small business loan.
As your dedicated loan specialist, I will get to know you and your business in order to secure the most competitive small business loan. You can reach me directly via phone, text or email during normal business hours.
Frequently Asked Questions
How long does it take to get a small business loan?
Funds can be transferred in as fast as 24 hours for working capital and equipment financing. For SBA loans, please allow 2-4 weeks for processing.
What are the rates for a small business loan?
Rates start as low as 4% for secured small business loans. Get in touch with your loan specialist to determine the specific rate for your small business loan.
Will my credit be affected when applying for a small business loan?
No. To qualify you for a small business loan, we run a soft credit pull. A soft credit pull will not affect your credit score.
What information do I need to apply for a small business loan?
We need your business tax ID and social security number for identification purposes. For working capital, we will need your recent 3 months business bank statements.
Will my small business loan application be safe and secure?
Yes. We utilize 256-bit bank grade encryption technology to ensure that your financial data is secure when applying for your small business loan.