Invoice Factoring

Using invoice factoring from Capital Fundr can help turn unpaid invoices into useful working capital.

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Immediate access to cash flow.

Invoice factoring is designed to bridge cash flow needs for small business owners by advancing funds on outstanding invoices.

Receive a credit decision same day and funds transferred via ACH or wire to your business checking account in as fast as 24 hours.

Invoice factoring can help

Capture Opportunities

Use invoice factoring to get large order discounts, buy out a partner, or win a contract over your competition.

Unforeseen Expenses

Invoice factoring can help cushion day-to-day cash flow, make payroll, pay taxes or vendors if the need arises.

Bridge Cash Flow

Additional cash from invoice factoring comes in handy to bridge cash flow gaps or get through the slow season.

Business Expansion

Use invoice factoring to hire employees, open a new location, purchase equipment, or buy inventory.

Protect Personal Finances

Invoice factoring can help to avoid using personal funds for business expenses.

Retain Equity

Invoice factoring can help avoid giving up control of your business to equity partners.

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How to qualify for invoice

factoring?

Checking if you qualify for invoice factoring takes a few minutes and won’t affect your credit score.

Our goal is to secure the most competitive rate and repayment terms for your small business loan.

Credit Score_____________At least 560

Time in Business________.At least 6 months

Revenue_________________No minimum

Collateral________________Equipment

Citizenship______________Proof of legal residency OK

Citizenship_______Proof of legal residency OK

Why choose Capital Fundr?

Highly Competent

Our team has over a decade of experience providing over $2 billion in funding to over 10,000 small businesses.

Relationship Based

We value our clients and believe in long-term relationships. This is why 82% of our clients return for additional funding.

Technology Driven

We leverage technology to create a transparent, simple and efficient process to get you the best small business loan.

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Hey, I'm Mike
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As your dedicated loan specialist, I will get to know you and your business in order to secure the most competitive small business loan. You can reach me directly via phone, text or email during normal business hours.

Frequently Asked Questions

How long does it take to get a small business loan?

Funds can be transferred in as fast as 24 hours for working capital and equipment financing. For SBA loans, please allow 2-4 weeks for processing.

What are the rates for a small business loan?

Rates start as low as 4% for secured small business loans. Get in touch with your loan specialist to determine the specific rate for your small business loan.

Will my credit be affected when applying for a small business loan?

No. To qualify you for a small business loan, we run a soft credit pull. A soft credit pull will not affect your credit score.

What information do I need to apply for a small business loan?

We need your business tax ID and social security number for identification purposes. For working capital, we will need your recent 3 months business bank statements.

Will my small business loan application be safe and secure?

Yes. We utilize 256-bit bank grade encryption technology to ensure that your financial data is secure when applying for your small business loan.